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Submitted: 5/3/2006 1:42:45 PM Modified: 5/3/2006 1:43:00 PM

I purchased my home in 1991 when I was 19 years old. I operated a small hair salon in my home for 10 years. I also raised 3 children in this home. In 2003 Fairbanks took my home through foreclosure proceedings. Prior to foreclosure the company attached unwarranted fees, and penalties. The more I provided documents in support of my disagreement,the more often it happened. There came points in 2003 when I wired them significant amounts of money that they claimed would make us square. However, when I did this they returned the money claiming a new sum of satisfaction. With this new sum there were additional fees attached. I tried to refinance, no such luck with Fairbanks reporting to the credit bureau. Then I found a buyer for my home to end the mess with Fairbanks. Fairbanks delayed the sale of the home. I am not real sure how that happened. After that we were in foreclosure. I agreed to be part of the class action suit against capitol corps.that settled in 2004. I was given a few hundred dollars for my home that I paid on for 12 years. Today, May 3, 2006 I received from the IRS an examination report that claimed an additional income to the amount that was on my tax return. The IRS stated that due to this additional income I owed $10,000 in taxes plus interest. I called immediately to the number on the letter. Fairbanks capitol corp. reported to the IRS that I received a $41,056 tax write off when they took my home. The IRS claims this as income. In summary I think that Fairbanks stole my home, sold it, for $49,000 more than I owed them. I am not a genius but I think they did very well in regard to my home. 1st they got their money back plus the money I could have received if I sold the home. Can someone please explain to me why I have to pay $10,000 for their capitol gain? I am spitting mad, and I feel like I have been violated again. Is this happening to others in this situation? Our life has been so devastated the last few years by our loss. I still notin the position to fight it. Melissa Davenport, Iowa U.S.A. Click here to read other Remove Rip Off Reports on Fairbanks Capital Corp

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